How we work
Rate data
Every exchange rate on MoneyWiki is sourced from a provider API or the provider's own published pricing — never estimated, never hand-typed. Our primary mid-market reference is the Wise (TransferWise) API, refreshed automatically throughout the day. Each rate carries a timestamp so you can see exactly when it was last updated, and we keep the full history so trends are auditable. If we cannot verify a rate from an official source, we do not display it.
Provider reviews
We score every provider on the same five dimensions — exchange rate, fees, speed, customer support, and regulatory compliance — and we publish the criteria openly on our methodology page. Comparisons use a standard 1,000-unit benchmark in the source currency and are sorted by the amount the recipient actually receives. No provider can pay for a higher ranking; rankings are determined by the data, not by commercial relationships.
Affiliate disclosure
MoneyWiki earns revenue through affiliate partnerships with some of the providers we list. When you click an affiliate link and complete a transaction, we may receive a referral commission. That is how we fund our work and keep the site free to use. We label affiliate links, list non-affiliate providers alongside partners with equal prominence, and ensure rate rankings are never influenced by who pays us. The affiliate disclosure banner appears on every comparison page.
Corrections
If we get something wrong — a stale rate, a misstated fee, an outdated regulator, an error in a guide — we correct it promptly and note the change. If you spot a mistake, please email editorial@moneywiki.ai with the page URL and the issue. We read every report.