Free Tools

Calculators & tools for cross-border money decisions

Compare rates, check tax residency, work out borrowing limits — all the small calculations that shape big financial decisions abroad.

Remittance Calculator

Compare how much your recipient receives across every provider — ranked by best value.

Convert between currencies at the live mid-market rate, with a clear view of provider markups.

Calculate monthly EMI, total interest, and a year-by-year amortization schedule for UAE personal, car, and home loans.

Estimate your Debt Burden Ratio for UAE personal loans, credit cards, and mortgages.

Check how much gold and cash you can carry to India duty-free, with estimated duty on excess.

Check whether your days in the US make you a tax resident under the IRS substantial presence test.